The Old Age Security (OAS) pension remains one of Canada’s most crucial retirement programs, providing steady monthly support to seniors. For August 2025, the federal government has confirmed that the OAS payment of $808 will be issued on August 27, 2025. With thousands of retirees depending on this income, it’s important to understand the payment date, eligibility rules, and how to confirm your deposit.
This article breaks down everything seniors need to know about OAS in August 2025, including the payment schedule, income factors, and why this benefit matters more than ever.
Understanding the OAS Pension
Unlike the Canada Pension Plan (CPP), which is based on contributions, the OAS pension is residency-based. This means you do not need to pay into it during your working years. Instead, eligibility is determined by age and the number of years you’ve lived in Canada.
- You must be 65 years or older.
- You must have lived in Canada for at least 10 years after age 18.
- The payment amount may vary depending on income and residency history.
In August 2025, the maximum monthly OAS pension is $808, though some retirees may receive less if they earn above the income threshold or if their residency years are limited.
OAS Payment Date – August 27, 2025
The government pays OAS once per month, typically near the end of the month. For August 2025, the confirmed payment date is:
- August 27, 2025 – \$808 maximum payment
Here’s a quick look at the OAS schedule around that time:
Month | OAS Payment Date | Maximum Amount |
---|---|---|
July 2025 | July 29 | $808 |
August 2025 | August 27 | $808 |
September 2025 | September 26 | $808 |
Most seniors will receive their pension via direct deposit. Those receiving cheques may need to wait a few extra business days for delivery.
How to Check If You’re Getting Paid
If you are expecting your OAS payment but do not see it in your account on August 27, here’s what you should do:
- Check your bank account – Payments may appear a day before or after the official date due to processing times.
- Log in to My Service Canada Account (MSCA) – This portal provides updated information about your OAS status, amounts, and payment history.
- Contact Service Canada – If your payment is missing for several days, you can request confirmation and follow-up directly.
Can You Get More Than \$808 Per Month?
While $808 is the standard maximum for August 2025, some retirees can receive more:
- Deferring OAS: If you delay starting your OAS past age 65, your monthly benefit increases by 0.6% per month, up to 36% more if you defer until age 70.
- Guaranteed Income Supplement (GIS): Low-income seniors may qualify for extra support in addition to OAS.
- Other top-ups: Provincial programs may also enhance monthly retirement income.
Why the OAS Pension Matters for Seniors
For many retirees, OAS is more than just an income stream—it’s a lifeline. The $808 OAS pension in August 2025 helps cover:
- Groceries – rising food prices continue to pressure household budgets.
- Housing costs – including rent and utilities, which have steadily increased.
- Medical expenses – essential healthcare and medication costs.
With inflation and higher living costs, OAS ensures that seniors maintain financial stability and independence.
FAQs on OAS August 2025 Payments
Q1: When will the August 2025 OAS payment be issued?
The OAS payment of $808 will be issued on August 27, 2025.
Q2: Who is eligible for the OAS pension?
Canadians aged 65+ who have lived in Canada for at least 10 years after turning 18 are generally eligible.
Q3: Can I receive more than \$808 per month?
Yes. By deferring OAS up to age 70 or qualifying for the GIS supplement, you may receive higher monthly amounts.
Q4: What if I don’t see my payment on August 27?
Check your bank account and My Service Canada Account. If it’s still missing after a couple of days, contact Service Canada.
Q5: How often are OAS payments made?
OAS is paid monthly, usually near the end of the month, directly into your bank account or by cheque.